Payday Loan Capital, LLC is the ORIGINAL, premier Texas Credit Service Organization and Texas Credit Access Business consultancy firm. We know all the regulators, legislators, lobbyists, and vendors. We know all the big players. We’ve been involved in Texas since the day the CSO model was created.
Simply put, nobody knows the Texas CSO and Texas CAB model like we do.
We have a long history in the alternative consumer finance industry, and a few offshoots of it. Whether you are seeking a third party lender for a Texas CSO operation or a Texas CAB; a consultant for these models; financing to expand your alternative consumer finance business (whether it be payday loans, installment, title loans, pawn, online lending, sovereign nation model, offshore lending, or choice of law); or whether you have distressed assets to sell (B and C tier multi-family residential real estate, medical injury settlement receivables, BHPH notes, slot machine financing); are seeking an equity or debt investment in a consumer finance product or technology; need a referral; need a purchase or sale of a store brokered, we do it all.
Payday Loan Capital,
Lender's Lender "
We began as a third party lender for Texas CSOs. We then added financing for payday loan and other alternative consumer finance stores to our platform. Today, we have partnered with a private equity firm that invests in all manner of alternative consumer finance products. If you have a proprietary technology or an innovative way of serving the underbanked consumer, we’d like to hear from you. We are making equity and debt investments in this sector and in others. We are not a bank, but we have tremendous amounts of value-add on multiple levels that enhance the benefit you see from a higher cost of capital.